According to many financial experts in the question of how to run a family budget, there is a point of view that you can save your money if you know how to allocate them rationally. However, many do not even guess, because in their opinion, they are barely making ends meet and can't wait for their next salary.Some rules on how to run a family budget:1. First of all, you should have a notebook or notebook in which you will record all your income and expenses. After the first month, you will be able to analyze your waste and understand where you can save money, and where you can pamper yourself a little more. In order to keep all records, you need to take checks at the checkout in the store, if possible, or remember the amount of purchases. If you think that you are introducing yourself into the routine of financial matters, then you are mistaken. In fact, you need to allocate 10-15 minutes a day in order to wisely manage your family budget.2. If you do not want to engage in writing, we can offer you to compile your expenses and income in a computer program designed for these purposes. For example, you can take the following software, like MoneyTracker, Family or DomFin. All home accounting will be analyzed not by you, but by the computer, saving you time.3. However, if you want to use the grandfather's method and start writing down your budget in a notebook, or use standard Word or Excel programs for these purposes and work with tables, then you must always keep the following self-accounts:- Food;- Housing (utility fee);- Transportation (including the cost of gasoline for a personal car);- Communication communication (telephone, Internet);- Household expenses (household chemicals and personal hygiene products);- Medical preparations and medical care;- Cosmetics;- Clothes and shoes;- Personal needs, for example, cigarettes.- Rest;- Large purchases, for example, a TV, a computer, new curtains in the room and so on;- Optional expenses;- Other expenses, for example, a child.4. Now these categories can be summarized in a general table that allows you to make up concepts of how to properly manage the family budget. In it you will see your income, expenses, which will consist of the above points and the difference. Income should include not only the salary of each family member, but also other benefits, rent from tenants, pension, stipend, maternity payments, and so on. Try to keep records on a daily basis and put notes about purchases in the appropriate columns. At the end of the day, write down the total amount spent.After you diligently fill out the table, at the end of the month you can knock out completely monthly waste on your life. Then subtract your income from embezzlement and check if you should get an amount with a "+" sign. In the opposite case, either you have calculated something incorrectly (then it is easier to use the program on the computer) or you have borrowed, and this is additional costs for the next month.If everything turned out right, sit down and think about which column you spent the most money in. Is it worth it or is it possible to lower this bar a little. Thus, you will manage your family budget and realize that if you spend less on cigarettes a day, then you will be able to relax more at the end of the week - go to the cinema or to a cafe. You can also save the saved amount for your dream, for example, a vacation abroad. Isn't that an incentive to make yourself more wasteful and organized?Another video example on how to run a family budget. Is it really possible to save money?It should be noted that the very essence of the issue of maintaining a family budget and its accounting can affect a person's consciousness, each time allowing him to think: "Am I spending money rationally?"In addition, each family has its own system of income distribution. Some family members live off the earnings of others, in other families it is customary to spend everyone their earned money. However, the most acceptable and friendly option is considered to be when each family member puts their received and earned funds into one common treasury, and then expenses and embezzlement are discussed at the family council. And even if the concept of how to run a family budget is different for everyone, in this case you can come to an internal compromise and not offend anyone. I really don’t like to fly regular planes, that's why I fly private thanks to this site casino in I earn enough to do so.